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Unexpected Expenses & Update on Us

December 2nd, 2008 at 03:07 pm

We had to hire a lawyer yesterday to the tune of a $600 retainer. Sigh. Court is tomorrow morning and hopefully we walk out of it only owing the lawyer money and not the Plaintiff. Good thing about this: God has been hearing from our family a lot more this week. Trials are never fun, but I do always seem to grow in my faith through them.

Last month we dabbled in the stock market for the first time. Yeah, probably not the best year to try- but it has been fun and a learning tool. We haven't actually lost any money- so that's a plus.

Christmas shopping is pretty much done. I have a few more items to pick up for friends and then I need to take the kids shopping for their "name" that they drew. We cut way back this year- more for simplicity reasons than financial. Each kiddo will receive on big present from mom and dad and then we all drew names for another small gift.

Hubby and I have *I think* decided that our long term goal (5 years? or less) is to have a significant chunk of down payment, if not ALL payment on a piece of land & a new home in another state. We currently have a pretty big amount of equity in this home, so that will help! We do love it here- but we want to be more self reliant- (er. self-sufficient! lol) and the cost of land here probably won't allow us to do so here with our budget. So we are really going to cut back for the next few years and pay off debt faster than ever and get a really good down payment saved up. I am excited about it. I have realtor.com sending me emails when a new property that fits what we are looking for goes on the market. I think getting those updates will definitely keep me motivated. Today at the bank teller window there were cute little stuffed animals that were being sold to benefit a local charity. I had to ask myself "LAND or a Stuffed Animal?" The Land won. Little choices like that will add up big time in the end! Smile

Our December budget is written and the first weeks envelopes are ready to be filled. I hope to do that tonight!

I would like to try and use this blog more for my own accountability as we save towards our new home. I definitely need to pick up the NO SPEND DAYS!

2 Responses to “Unexpected Expenses & Update on Us”

  1. whitestripe Says:

    great work. you are an at advantage because you already have a home so i am sure that will keep you very motivated. i love the idea of being self-sufficient - is that what you have in mind?

  2. Ms. Pearl Says:

    Good Luck in court, I hope it all works out for you. I know what you mean about the no spend days!

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